Wednesday, July 30, 2008

How to waive credit card annual fee

There is a visitor reaching www.doublemelodies.com through search term of "how to waive credit card annual fee".

For the best practice, you have to know this before you apply for the credit card. As I mentioned in my article, if a bank issues a credit card which does not allow to waive the fee, my suggestion would be, don't apply for that card( except for if the waive is totally not practised in your country then you have no choice ). Please look for a credit card which you may ask for the waive.

If you are already holding a credit card, you have to request for the waive from the card issuer. Beside from this, there is nothing you can do. If the card issuer does not give the waive, then ask for the reason. And see maybe you are eligible to get the waive next year or not. Or just cancel the card.

Tuesday, July 29, 2008

Google Page Rank increased

27/7/2008 is a big day for Double Melodies. Google PR is increased to 2 on this day. Double Melodies will be continueing the efford to improve the PR. Thanks to all Double Melodies link partners.

For home page www.doublemelodies.com

Sunday, July 13, 2008

Music panning technique

There is a visitor clicked into www.doublemelodies.com today through phrase below:

"music panning technique"

In notation software named Score Writer, to set the panning of an instrument is very simple. Go to the tracks window where all instruments are listed. One of the column of the list is Panning. Just key in directly the required panning. Zero stands for center. After keyed in the panning value( from negative 64 to positive 63 ) and saved it, listen back to the music played by that instrument and you suppose be able to get the difference.

www.doublemelodies.com/HowToMakeMusic.html

Saturday, July 5, 2008

In how many days we will get credit card

Yesterday, there was a visitor clicked into http://www.doublemelodies.com/ through search phrase below

"in how many days we will get credit card"

This is fully depends on the card issuer or the bank which you applied the card. There is totally no fix rules on this. Some within a week and some maybe two weeks. To know exactly when you will get the card after application, please call your card issuer to ask for the application status.

To learn how to earn money through credit card, please visit
www.doublemelodies.com/HowToEarnMoneyThruCreditCard.html

Wednesday, July 2, 2008

Money transfer between 2 credit cards

Today, there is a visitor clicked into www.doublemelodies.com through search phrase below:

"a website that you use to transfer money from one credit card to another credit card"

Let me guess, what should be your question, what you want to know. Most probably you need to know how to transfer one credit card balance to another credit card, such that the balance for one credit card decreases and balance of another credit card increases. In Malaysia, this could not be done manually by credit cardholder himself. There is no such internet banking function available for the cardholder to do it himself. This must be done by card issuer or finance/banking institution. You have to do application to the card issuer. This is common in Malaysia. And usually, the card issuer will apply a lower interest rate on the balance to encourage cardholder to do the balance transfer.

Another possibility that you asked is, take some money from one credit card to pay another credit card. The second credit card see this as a payment. But for the first credit card, it is a cash advance. There is also no such function at any internet banking facility. You have to take out the cash advance from one credit card either through Auto Teller Machine or through a bank( usually in Casino ) which provides such a service. And then take the money to do the payment to second credit card as usual. But, cash advance is always not a good idea. This is because it incur a very expensive charge/fee to the cardholder. Please think of both pros and cons for both credit cards before you decide to take the cash advance. Please know well how much you will be charged by the card issuer, for one transaction of cash advance.

To learn how we may earn through credit card, please visit:

www.doublemelodies.com/HowToEarnMoneyThruCreditCard.html